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Built with Heart. Focused on You.

Our greatest asset is our people. We have built our team with your needs as our top priority.

Meet Our Team
Lauren Ruiz

Lauren Ruiz

Sr. Loan Processor / Mortgage Loan Originator
NMLS#: 1923873

Hi, I’m Lauren! I’ve been in the mortgage industry since 2018 and currently serve as a Senior Loan Processor. I’m passionate about what I do and take great pride in making sure every detail is handled accurately and efficiently from start to finish. I work closely with our loan officers, underwriters, and clients to ensure a smooth and timely process. I’m all about staying organized, finding solutions quickly, and keeping everyone in the loop along the way.

I’m married to my amazing husband, Efrain, and we have two wonderful boys, Camren and Maysen. Outside of work, I love spending time with my family and friends, playing cornhole, video games, checking out car shows, cooking, and soaking up the sun at the beach—my happy place! I’m also a big animal lover.

Helping people get into their dream home is truly rewarding. I’m here to make the mortgage process as stress-free and seamless as possible, one file at a time.

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Rylee Gebert

Rylee Gebert

Business Development Assistant

Hi, I’m Rylee!

I’m a sophomore at Texas A&M University majoring in Electrical Engineering. I’m also a member of a Freshman Leadership Organization on campus, which has helped me grow as a team player and young professional.

At Richardson Mortgage, I work as a Business Development Assistant, helping connect with real estate agents, build new relationships, and support the client experience. I’m a motivated and detail-oriented person who’s always eager to learn and contribute wherever I can.

I’m excited to be part of a growing, family-owned business, and even more excited to grow alongside it!

Josh Stixrud

Joshua Stixrud

Mortgage Loan Originator
NMLS#: 2591994

Hi, I’m Josh, a Mortgage Loan Originator committed to making the home loan process feel less overwhelming and more personal. I take pride in serving clients across Texas and bring years of experience helping individuals and families from coast to coast — from California to Florida.

Before I got into the mortgage world, I was a firefighter. That experience taught me the importance of trust, service, and putting others first, values I still carry with me every day. My mission is simple: make a friend, help people.

I believe in honest guidance, clear communication, and treating every client like family. Whether you’re buying your first home or refinancing, I’m here to make the process smooth, low-stress, and successful.

In an industry where trust and execution matter, I bring experience, heart, and a calm presence that clients appreciate, and I’m looking forward to helping you, too.

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Israel Gutierrez

Israel Gutierrez

Mortgage Loan Originator
NMLS#: 2696009

I’m here to answer any questions you might have about our products and services. Feel free to contact me to discuss any of your mortgage needs.

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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